Mortgage Loans (International)

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Mortgage Loans (International)

International Mortgage Solutions

Own Property Anywhere in the World

Colpatria Bank offers specialized international mortgage loans for clients looking to purchase property abroad. Whether you're buying a vacation home, investment property, or relocating for work, our cross-border mortgage solutions provide competitive rates and flexible terms tailored to your needs.

Property financing in 25+ countries worldwide
Competitive interest rates (fixed and variable options)
Loan-to-value (LTV) up to 80%
Loan terms from 5 to 30 years
Multi-currency mortgage options
Fast pre-approval within 48 hours

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Mortgage Benefits

Why Choose Our International Mortgage

Competitive Interest Rates

Fixed and variable rate options starting from 4.5% APR for qualified international buyers.

Multi-Currency Flexibility

Borrow in USD, EUR, GBP, or local currency to protect against exchange rate fluctuations.

Low Processing Fees

Transparent fee structure with no hidden charges. Application fee starting at $500 USD.

Fast Approval Process

Pre-approval in 48 hours. Full approval within 10-14 business days subject to documentation.

Mortgage Information

Loan Details & Eligibility

Loan Specifications

Loan Amount: $100,000 - $5,000,000 USD
LTV Ratio: Up to 80% of property value
Interest Rate: From 4.5% APR (fixed)
Variable Rate: From 3.9% APR
Loan Term: 5 to 30 years
Early Repayment: No penalty after 3 years

Required Documents

Valid Passport (all applicants)
Proof of Income (6 months bank statements)
Employment/ Business verification
Property purchase agreement
Property valuation report
Tax returns (last 2 years)
Credit report from home country

Eligibility Criteria

Minimum age: 21 years
Maximum age at term end: 65 years
Minimum income: $60,000 USD/year
Good credit history required
Property must be in approved countries
Minimum down payment: 20%

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